What Is CasePayNow? How Pre-Settlement Funding Works

 If you're waiting on a personal injury settlement and the bills keep coming, you may have come across CasePayNow.com. Here's a clear look at what CasePayNow is, how its pre-settlement funding process works, and what to know before you apply.

What Is CasePayNow?

CasePayNow is a pre-settlement funding platform operated by Berkshire Legal Capital, headquartered in New York. The service connects plaintiffs with an active, attorney-represented injury claim to a review process for pre-settlement funding — a cash advance issued against the expected proceeds of a pending lawsuit, made available before the case actually resolves.

CasePayNow itself is not a law firm and does not give legal advice. It also doesn't guarantee approval, a funding amount, timing, fees, or terms — those depend on the specifics of the case, attorney verification, documentation, and a funding provider's underwriting review. Any offer is ultimately controlled by the written agreement a plaintiff signs.

What Is Pre-Settlement Funding?

Pre-settlement funding (sometimes called a lawsuit loan or legal funding) is money advanced to a plaintiff while their case is still pending. It's typically structured as non-recourse, meaning if the case is lost, the plaintiff generally doesn't have to repay the advance — the funding company absorbs that risk. If the case settles or wins, the advance (plus fees) is repaid out of the settlement, usually before the plaintiff receives their remaining share.

This kind of funding exists because injury cases can take a long time. Litigated claims often run well over a year, sometimes several, and plaintiffs facing lost income and mounting medical bills may not be able to wait that long without some financial relief.

How CasePayNow's Process Works

Based on CasePayNow's published process, a funding review generally follows these steps:

1. Submit a request. Applicants provide basic details about the case, their attorney, the incident, treatment, and the amount being requested.
2. Attorney verification. Because CasePayNow works with attorney-represented claims, the applicant's attorney is typically contacted to verify representation, liability, treatment status, existing liens, prior advances, and the settlement posture of the case.
3. Provider review. A funding provider evaluates the case file — documentation, liability, treatment records, insurance coverage, and expected recovery — to determine whether funding is possible and on what terms.
4. Written terms. If a case is approved, the applicant receives written terms outlining the funding amount, fees, and repayment structure. Nothing is finalized until the agreement is signed.
5. Funds disbursed. Once terms are accepted, funding is released to the applicant.

Approval isn't automatic at any stage, and CasePayNow is upfront that a completed application doesn't guarantee an outcome.

What Case Types and States Does CasePayNow Cover?

CasePayNow's review process is generally built around attorney-represented injury claims, including cases like car accidents, rideshare and truck accidents, motorcycle injuries, pedestrian and bicycle claims, premises liability, construction injuries, wrongful death, and product liability matters — though eligibility always comes down to the individual case file.

As of this writing, CasePayNow lists funding review as open in 45 states, with five states (Arkansas, Kentucky, Maryland, Montana, and West Virginia) shown for informational purposes only and not currently open for applications. Some states, like North Carolina, carry a stated minimum funding request. The company also publishes state- and city-specific guides covering local considerations like court timelines and lien practices.

Things to Know Before Applying

• It's not a traditional loan. Approval is based on the strength of the underlying legal claim, not credit score or income.
• Costs matter. Pre-settlement funding fees can add up over time, especially if a case takes a long time to resolve, so it's worth understanding the fee structure before signing anything.
• Your attorney is part of the process. Because attorney verification is a standard step, it helps to loop your lawyer in early.
• Read the written terms carefully. Marketing pages and calculators can help you estimate costs, but the signed agreement is what actually controls the deal.

Bottom Line

CasePayNow offers a structured way for plaintiffs with a pending, attorney-represented injury claim to request a pre-settlement funding review. It won't fit every case, and approval depends on multiple factors outside the applicant's control — but for people weighing whether funding could help bridge the gap while a case is still open, it's a starting point worth understanding fully before applying.

This article is for general informational purposes and is not legal or financial advice. CasePayNow is not a law firm.